Social Security timing, Roth conversions, withdrawal order. The decisions you make once, checked by a fee-only advisor.
Book a session ↓Reserve a spot now. Nothing is charged until your session date is confirmed.
Two ways to start
$500 one-hour consult
$3,000 complete written plan
A CFP® at an SEC-registered investment adviser. A flat fee for the work, no commissions, no percentage of your assets, nothing to sell you.
The advisor's name, firm, CRD number, Form CRS and Form ADV go on this page before any payment is taken, so you can check them on adviserinfo.sec.gov first.
The session runs on the firenum plan you bring, month by month, not a questionnaire. Your numbers stay in your browser until you share the link.
The years before retirement bring a handful of decisions you make once.
Claim at 62 and you get 70% of your full benefit. At 70, 124%. Locked once you file.
The years between your last paycheck and your first benefit check are often your lowest-tax years. How much to convert depends on you.
Taxable, tax-deferred, Roth. The textbook order doesn't fit everyone.
Retire before 65 and your marketplace premium depends on the income you report. The Roth amount changes it.
Enough cash that a bad first year doesn't force you to sell stocks at the bottom. Not so much that inflation eats it.
The first sessions are being scheduled. Book now to hold a place at this price; nothing is charged until your session date is confirmed by email.
Advice comes from an SEC-registered investment adviser, named on this page before you pay. firenum isn't its client and is paid for this referral, so we have a reason to recommend it.*
Reserving: Complete financial plan, $3,000. Leave your email. We send the advisor's details and a session date, and you pay then, to the advisor. Nothing is stored until you confirm.
Leave your email. We send the advisor's details and a session date; you pay at that point, not before.
Put your income, accounts and spending into the Fire Planner. Free. Signed in, the plan is saved to your account and the advisor can open the one you pick; otherwise paste the share link into the booking form.
The advisor works through your plan with you on video. With the complete plan, the written plan follows within 30 days.
$10,000 a year vs $3,000 once
A 1% advisor on a $1M portfolio costs $10,000 every year, and the bill grows with your balance. The decisions above need checking once. Pay once.
Yes. Reserve a spot first, then build your plan in the Fire Planner before the session. It takes about 15 minutes. The advisor reviews whatever you bring.
You paste a share link to your plan into the booking form. The link holds your numbers, nothing else. firenum stores no copy.
Yes. $500 or $3,000, paid once at checkout. No percentage of assets, no product, and no further fee unless you choose to hire the advisor again.
Not now. We email you the advisor's details, their refund terms and a session date; you pay then, to the advisor, and only if you still want the session. Until that email, nothing is charged, and one click takes you off the list.
US residents, except New York for now. The advisor is registered with the SEC to advise US clients.
No. Fee-only means no commissions and no products. After your purchase the relationship is between you and the advisor, and firenum takes nothing from any later work.
The advisor pays firenum 20% of your purchase for the referral: $100 of a consult, $600 of a plan. You pay the same price either way. The Fire Planner stays free, and firenum never sells your data. See how we make money.
$500 for a consult, $3,000 for a complete plan. Nothing to buy.