FIRE Number
Calculate how much you need to retire based on your monthly expenses using the 25x rule.
Calculate →Retirement Projector
See how your savings will grow over time with compound interest and the 4% safe withdrawal rule.
Calculate →FIRE Calculator: When Can I Retire?
Find out how many years until you reach your financial independence target based on current savings and contributions.
Calculate →How Much to Save?
Determine your required monthly savings to reach your retirement goal by a specific age.
Calculate →Coast FIRE
Calculate how much you need today to stop saving and let compound growth reach your retirement target.
Calculate →Barista FIRE
See how part-time income in retirement reduces your required portfolio size.
Calculate →Lean FIRE
Plan frugal early retirement on $40,000/year or less with a smaller portfolio target.
Calculate →Fat FIRE
Calculate your number for comfortable retirement with $100,000+/year in spending.
Calculate →Frequently Asked Questions
FIRE stands for Financial Independence, Retire Early. It's a movement focused on extreme savings and investment to achieve financial freedom much earlier than traditional retirement age.
The 4% rule suggests you can safely withdraw 4% of your portfolio annually in retirement without running out of money over a 30-year period. This means you need 25 times your annual expenses saved (your "FIRE number").
These calculators use real (inflation-adjusted) returns. Historically, diversified stock portfolios have returned approximately 5-7% after inflation. Using 5% is a reasonable conservative estimate.
These calculators provide estimates based on compound growth assumptions. Real-world returns vary year to year. Use these as planning tools, not guarantees. Consult a financial advisor for personalized advice.
Yes. All 8 calculators support USD, EUR, GBP, JPY, CAD, AUD, CHF, INR, and NZD. Use the currency selector in the navigation to switch. The FIRE math is universal: only the currency symbol and scale change.