Is the 4% Rule Dead? What Morningstar’s 2026 Data Actually Says
Morningstar says 3.9%. Flexible spending pushes to 6%. Real retirees only withdraw 2.1%. The 4% rule isn’t dead—but it’s not the whole story.
FIRE Calculator Comparison: An Honest Review of 10 Tools
ProjectionLab vs Engaging Data vs FI Calc vs firenum. We compare pricing, features, and honestly tell you when competitors are better.
The Coast FIRE Myth: What Nobody Tells You About the "Coast Job"
You hit Coast FIRE. Now find an easy $80k job with great benefits. Except... that job doesn't exist. Here's what actually happens—and 11 paths that do work.
We Analyzed FIRE Milestone Posts on Reddit — Here's What We Found
Median age to hit $1M: 39. 55% are single. 20% never earned over $100k. We analyzed real milestone posts from r/Fire to find what FIRE actually looks like.
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